Launching October 2026 — Maize Season

Buy a hectare,
not a fund.

GridFarmer converts white maize production rights into a direct-ownership asset tethered to the physical output of the exact GPS grid you chose — not a pool, not an index, not an estimate.

R 17,000 Entry per 1-ha grid
1 ha Uniquely identified plot
Oct → Sep Full seasonal cycle
SAFEX VWAP Harvest-window pricing
Explore the product Model my return
The asset class

White maize
production rights

A GridFarmer unit is a single-season Right to Plant on a mathematically defined, uniquely identified 1-hectare GPS grid. Your return is strictly tethered to what that specific plot physically yields — not what the farm averages, not what a fund manager reports.

This completely eliminates fund pooling, index blending, or accountant smoothing. Biological variance flows directly to you, the asset holder — which is why we call it a feature, not a bug.

Non-pooled GPS-identified Single season White maize

Where your R17,000 goes

R1k
R16,000 →
R 1,000 SV Capital platform margin
Covers onboarding, admin, legal, satellite data infrastructure
R 16,000 Farming partner — operational inputs
Seed, fertiliser, diesel, labour, crop insurance premium (Option B)
The season

October to September.
Four moments that matter.

Oct
October
The Maize Draft

Pick your specific grid using 3–5 years of historical yield data, soil nutrient profiles, and elevation metrics. NDVI satellite imagery from prior seasons helps you identify high-performers before committing.

Nov–May
Nov – May
Season in progress

NDVI satellite telemetry refreshes every two weeks. Watch your grid change from bare soil to vibrant green directly in the app. Spot stress events — drought patches, uneven germination — as they develop.

Aug
August
Harvest & verification

GPS-enabled combine harvesters log yield data per grid at the hardware level. No manual reporting. No subjective estimation. The yield figure that triggers your payout is hardware-verified.

Sep
September
Automated payout

Your payout is calculated automatically from verified yield data × SAFEX harvest-window VWAP and credited directly to your SV Capital wallet. No claim, no delay.

October event

The Maize Draft

Every October, before planting begins, the platform opens the Grid Selection interface. Each numbered cell represents a distinct 1-hectare plot. You're not picking a product tier — you're picking a specific piece of land with its own data history.

Each grid is annotated with three data dimensions:

↑
Historical yield

3–5 seasons of actual t/ha output for that grid cell — not the farm average.

⬡
Soil nutrient profile

Nitrogen, phosphorus, pH index — the agronomic foundation of yield potential.

▲
Elevation & drainage

Higher ground drains faster — critical for flood and standing-water risk assessment.

Bare soil Peak NDVI

Hover over any cell to see yield history and soil data. Grids marked green are available; grey are reserved.

Choose your exposure

Two ways to hold
the same asset.

Both options grant a Right to Plant on a uniquely identified 1-hectare GPS grid. The only difference is whether biological variance is fully yours, or whether a floor is underwritten by institutional insurers.

Option A

Bare Right

R 17,000

per 1-ha grid · maximum potential ROI

  • Full direct ownership of production rights with no embedded insurance
  • If your specific grid is hit by localised drought, you take the direct yield hit — no averaging across neighbouring grids
  • Higher ceiling: a bumper season flows entirely to you without premium drag
  • Suits investors comfortable holding biological variance as part of the return profile
Option B

Shielded Right

R 18,500

per 1-ha grid · R1,500 est. MPCI premium

  • Includes embedded Multi-Peril Crop Insurance (MPCI) underwritten by institutional insurers (e.g. Santam Agriculture, Standard Bank Agri)
  • Protects baseline recovery of the R16,000 input cost or a minimum 5 t/ha yield value
  • Covered perils: drought, hail, frost, floods, and pests
  • Premium is not refundable — it is the cost of the floor, paid upfront
Dimension Pooled fund model GridFarmer (non-pooled)
Asset isolation Your return blended with all investors Your hectare, your yield, your return
Return determination Weighted average across the pool Hardware-logged t/ha × SAFEX VWAP
SV Capital balance-sheet risk Manager absorbs some smoothing Zero — SV Capital is a pure intermediary
Regulatory classification Likely a Collective Investment Scheme under CISCA Outside CISCA perimeter — no pooling, no CIS
Variance transparency Smoothed or averaged by design Exact physical output — satellite + GPS verified
Satellite visibility Not applicable Fortnightly NDVI per investor grid
Returns

How your payout
is calculated.

There is no management discretion in the formula. The two inputs — physical yield and market price — are independently verified and publicly available.

Investor Payout = Actual Physical Yield (tons) × SAFEX Harvest-Window VWAP
Actual Physical Yield Tonnes logged per grid by GPS-enabled combine harvester. Hardware-verified, not estimated.
SAFEX VWAP Volume-weighted average price of white maize futures during the harvest window on the Johannesburg Stock Exchange.
Payout Credited directly to your SV Capital wallet in ZAR. Automatic. No claim required.

Model your scenario

Adjust the inputs below. Historical average for this farming region: 5.8 t/ha. National white maize SAFEX range (last 3 years): R3,200–R4,600/ton.

2 t/ha (drought)10 t/ha (bumper)
R2,800R5,500
Risk & regulatory structure

Solvency
by design.

GridFarmer uses a commercial sub-lease and management agreement structure. Each investor holds a contractual Right to Plant — not a participatory interest in a fund, not a share of a pool.

Because there is no yield pooling across investors, this structure aligns with official regulatory guidance placing it safely outside the FSCA's jurisdiction and the Collective Investment Schemes Control Act (CISCA) compliance perimeter.

SV Capital carries zero balance-sheet risk. Biological variance flows entirely to the asset holder — the investor. SV Capital's role is strictly that of a pure intermediary: grid allocation, infrastructure, and payout automation.

Important: Past yields are not a guarantee of future performance. White maize production is subject to weather, pest pressure, commodity price movements, and agronomic factors outside SV Capital's control. Variance is a structural feature of this asset class. Invest only what you are prepared to lose in a total crop failure.

✓
No pooling — no CIS classification

Yield pooling across investors is the defining characteristic of a Collective Investment Scheme. GridFarmer contains none. Each grid's return is isolated.

✓
Commercial sub-lease structure

Each investor enters a direct sub-lease and management agreement with the farming partner. This is a property rights instrument, not a financial product subject to FSCA licensing.

⊘
Zero SV Capital balance-sheet exposure

SV Capital retains R1,000 as a platform margin. We hold no yield, no inventory, no commodity risk. Our revenue is fixed; your return is variable.

↗
MPCI underwritten by licensed insurers

Option B insurance is placed with licensed South African insurers (Santam Agriculture, Standard Bank Agri). The policy is held directly by the farming partner and assigned to the investor's grid.