/* ══════════════════════════════════════════════════════════════════
   Stokvels — the public page.

   Deliberately NOT the private-client or institutional register. Those
   pages are restrained because an allocator reads restraint as competence.
   A stokvel committee is three or four people who already trust each other
   with money and want to know whether a platform will keep that trust
   legible. So: plain, warm, concrete, and built round the one thing a bank
   account cannot offer them — that no single member can move the money.

   The green is the one the product already uses for a stokvel account
   (SA_TYPE_META.stokvel in portal.js), so the page and the thing it is
   describing look like each other. #eda5ff is the platform's single
   canonical purple and the only accent.
   ══════════════════════════════════════════════════════════════════ */

:root {
  --sv-ink:      #15241b;
  --sv-ink-soft: #4a5a50;
  --sv-paper:    #ffffff;
  --sv-wash:     #f4f8f4;
  --sv-line:     #dde7e0;
  --sv-deep:     #064e1e;
  --sv-deeper:   #033514;
  --sv-grow:     #22c55e;
  --sv-accent:   #eda5ff;
  --sv-amber:    #fec24f;
}

* { box-sizing: border-box; }

body.sv-page {
  margin: 0;
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--sv-ink);
  background: var(--sv-paper);
  -webkit-font-smoothing: antialiased;
  line-height: 1.65;
}

.sv-wrap { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 20px; }

/* ── Hero ──────────────────────────────────────────────────────── */
.sv-hero {
  background: linear-gradient(160deg, var(--sv-deeper) 0%, var(--sv-deep) 55%, #0a6b2b 100%);
  color: #fff;
  padding: 26px 0 72px;
}
.sv-mark { display: inline-block; margin-bottom: 42px; }
.sv-mark img { height: 38px; width: auto; display: block; }

.sv-hero__grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 56px; align-items: start; }

.sv-eyebrow {
  font-size: 0.74rem; font-weight: 700; letter-spacing: 1.6px; text-transform: uppercase;
  color: var(--sv-accent); margin-bottom: 14px;
}
.sv-hero h1 {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500; font-size: clamp(2rem, 4.4vw, 3.1rem); line-height: 1.12;
  margin: 0 0 20px; text-wrap: balance;
}
.sv-hero p { font-size: 1.02rem; color: rgba(255,255,255,0.88); margin: 0 0 16px; max-width: 54ch; }
.sv-hero strong { color: #fff; font-weight: 600; }

.sv-cta {
  display: inline-flex; align-items: center; gap: 9px;
  background: var(--sv-accent); color: #15241b !important;
  text-decoration: none; font-weight: 700; font-size: 0.95rem;
  padding: 14px 26px; border-radius: 999px; margin-top: 12px;
  transition: transform .15s ease, box-shadow .15s ease;
}
.sv-cta:hover { transform: translateY(-1px); box-shadow: 0 8px 22px rgba(0,0,0,.22); }
.sv-cta--ghost {
  background: transparent; color: #fff !important;
  border: 1px solid rgba(255,255,255,0.45); margin-left: 10px;
}

/* The four facts, as a card beside the proposition. */
.sv-facts {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 18px; padding: 8px 22px; backdrop-filter: blur(3px);
}
.sv-fact { padding: 17px 0; border-bottom: 1px solid rgba(255,255,255,0.12); }
.sv-fact:last-child { border-bottom: none; }
.sv-fact__k {
  font-size: 0.68rem; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase;
  color: rgba(255,255,255,0.6); margin-bottom: 5px;
}
.sv-fact__v { font-size: 0.96rem; font-weight: 600; color: #fff; line-height: 1.45; }

/* ── Sections ──────────────────────────────────────────────────── */
.sv-sec { padding: 72px 0; }
.sv-sec--wash { background: var(--sv-wash); border-top: 1px solid var(--sv-line); border-bottom: 1px solid var(--sv-line); }

.sv-sec h2 {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500; font-size: clamp(1.5rem, 2.8vw, 2.1rem); line-height: 1.2;
  margin: 0 0 14px; text-wrap: balance;
}
.sv-sec h2 .sv-q { color: var(--sv-deep); }
.sv-lede { font-size: 1.02rem; color: var(--sv-ink-soft); max-width: 62ch; margin: 0 0 34px; }

.sv-grid { display: grid; gap: 18px; }
.sv-grid--3 { grid-template-columns: repeat(3, 1fr); }
.sv-grid--2 { grid-template-columns: repeat(2, 1fr); }

.sv-card {
  background: var(--sv-paper); border: 1px solid var(--sv-line);
  border-radius: 14px; padding: 24px;
}
.sv-sec--wash .sv-card { background: #fff; }
.sv-card h3 { font-size: 1rem; font-weight: 700; margin: 0 0 8px; }
.sv-card p  { font-size: 0.91rem; color: var(--sv-ink-soft); margin: 0; }
.sv-card__i {
  width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center;
  background: rgba(6,78,30,0.08); color: var(--sv-deep); font-size: 1rem; margin-bottom: 14px;
}

/* The mandate panel — the page's one piece of emphasis, because it is the
   one thing a bank account does not do. */
.sv-mandate {
  background: linear-gradient(145deg, var(--sv-deeper), var(--sv-deep));
  color: #fff; border-radius: 20px; padding: 40px;
}
.sv-mandate h2 { color: #fff; }
.sv-mandate .sv-lede { color: rgba(255,255,255,0.82); }
.sv-mandate__steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 10px; }
.sv-step {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  border-radius: 12px; padding: 18px;
}
.sv-step__n {
  font-size: 0.68rem; font-weight: 800; letter-spacing: 1.2px;
  color: var(--sv-accent); margin-bottom: 7px;
}
.sv-step b { display: block; font-size: 0.94rem; margin-bottom: 5px; }
.sv-step span { font-size: 0.86rem; color: rgba(255,255,255,0.78); }

/* A numbered walk-through. Numbered because it genuinely is a sequence. */
.sv-steps { counter-reset: svstep; display: grid; gap: 14px; }
.sv-walk {
  display: grid; grid-template-columns: 42px 1fr; gap: 16px; align-items: start;
  background: #fff; border: 1px solid var(--sv-line); border-radius: 14px; padding: 20px 22px;
}
.sv-walk::before {
  counter-increment: svstep; content: counter(svstep);
  width: 42px; height: 42px; border-radius: 11px; display: grid; place-items: center;
  background: var(--sv-deep); color: #fff; font-weight: 700; font-size: 1rem;
}
.sv-walk b { display: block; font-size: 1rem; margin-bottom: 4px; }
.sv-walk p { margin: 0; font-size: 0.91rem; color: var(--sv-ink-soft); }

/* Plain facts, in a definition table. */
.sv-kv { width: 100%; border-collapse: collapse; font-size: 0.93rem; }
.sv-kv th, .sv-kv td { text-align: left; padding: 15px 0; border-bottom: 1px solid var(--sv-line); vertical-align: top; }
.sv-kv th { width: 34%; font-weight: 600; color: var(--sv-ink); padding-right: 24px; }
.sv-kv td { color: var(--sv-ink-soft); }
.sv-kv tr:last-child th, .sv-kv tr:last-child td { border-bottom: none; }

/* What we do not do. Stated plainly rather than buried. */
.sv-plain {
  border-left: 3px solid var(--sv-accent); background: #fbf6ff;
  border-radius: 0 12px 12px 0; padding: 22px 24px;
}
.sv-plain h3 { margin: 0 0 10px; font-size: 1rem; }
.sv-plain ul { margin: 0; padding-left: 20px; }
.sv-plain li { font-size: 0.91rem; color: var(--sv-ink-soft); margin-bottom: 8px; }
.sv-plain li:last-child { margin-bottom: 0; }

/* ── Close ─────────────────────────────────────────────────────── */
.sv-close { background: var(--sv-deeper); color: #fff; padding: 66px 0; text-align: center; }
.sv-close h2 { font-family: 'Fraunces', Georgia, serif; font-weight: 500; font-size: clamp(1.6rem, 3vw, 2.3rem); margin: 0 0 14px; }
.sv-close p { color: rgba(255,255,255,0.85); max-width: 56ch; margin: 0 auto 22px; }

.sv-foot { background: #0b1410; color: rgba(255,255,255,0.6); font-size: 0.8rem; padding: 34px 0; }
.sv-foot a { color: var(--sv-accent); text-decoration: none; }
.sv-foot__links { display: flex; gap: 18px; flex-wrap: wrap; margin-bottom: 16px; }
.sv-risk { line-height: 1.6; max-width: 90ch; }

@media (max-width: 900px) {
  .sv-hero__grid { grid-template-columns: 1fr; gap: 34px; }
  .sv-grid--3, .sv-grid--2, .sv-mandate__steps { grid-template-columns: 1fr; }
  .sv-mandate { padding: 28px 22px; }
  .sv-sec { padding: 52px 0; }
  .sv-kv th { width: 42%; }
}
@media (max-width: 520px) {
  .sv-cta--ghost { margin-left: 0; margin-top: 10px; }
  .sv-kv th, .sv-kv td { display: block; width: 100%; padding: 6px 0; }
  .sv-kv th { border-bottom: none; padding-top: 14px; }
}